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How to protect your business cash flow during a crisis

April 13, 2020 Dominic Lill Cash flow, Crisis, negotiation, repayments, vendors

Like much of the world, the UK economy is in a state of limbo, the likes of which hasn’t been

Deciding between long term versus short term business loans

April 26, 2019May 10, 2019 Rachael Caffrey borrow, business loan, cashslov, credit, Debt, interest, long-term, repayments, short term

When you need a business loan, one of the biggest decisions you’ll face is whether to opt for long-term or short-term finance.

Money

The difference between secured and unsecured loans

November 2, 2018 Dominic Lill car finance, collateral, Credit cards, differences, guarantor, jargon, lenders, Lending, loan, loans, mortgages, payday, repayments, risk, secured, Security, unsecured

Understanding the difference between secure and unsecured loans is integral when borrowing. Find out what the differences are and what

Lifestyle

Things you need to get approved for a mortgage

October 9, 2018November 19, 2020 Dominic Lill affordability, application, approved, broker, Credit score, debts, FCA, finances, income, loan, mortgage, proof, repayments

The Independent reported that around 9 out of 10 mortgage applications in the UK are rejected and the FCA confirms

Money

Do you need to consolidate your loans?

August 6, 2018December 12, 2018 Dominic Lill Budget, consolidation, Credit score, Debt, finances, Lending, loans, repayments

Everyone goes into debt at some point. From students to local government, we all at some time need to take

Money

Can my business apply for a second loan?

June 5, 2018 Dominic Lill business, credit history, finances, Funding, lender, Lending, payments, repayments, risk, second loan

Whether you’ve struck a new opportunity or wish to rollout a growth plan for your business, you may need more

business man jumping over challenge fences

Money

What are the challenges of a merchant cash advance?

March 15, 2018 Dominic Lill benefits, borrowing, challenges, collateral, credit card, debit, financing, Flexible, History, income, lender, merchant cash advance, repayments, SME, transaction

Thinking about getting a merchant cash advance? You may want to acquaint yourself with all the challenges you may face

Money

Can you use a personal loan to start a business?

February 23, 2018September 16, 2021 Dominic Lill business loan, financing, loans, personal loan, repayments

We use personal loans for all kinds of personal needs, but did you know you can use them to support

Money

Loans and lending: 5 things to consider when choosing a lender

January 26, 2018September 24, 2019 Dominic Lill credibility, documentation, interest rates, lender, Lending, loan, loans, money management, repayments

Taking out a loan is no small thing. Whether you’re paying for something huge like a new house, or you’re

Money

How to reduce the risk of a cash crunch crippling business

January 15, 2018November 13, 2020 Dominic Lill borrowing, business cycles, cash crunch, Debt, expenses, finances, inventory, repayments, revenue

A cash crunch is one of the many headaches of running a small business because temporary cash flow problems could

Money

Can bad credit keep you from starting a business?

October 19, 2017January 23, 2020 Dominic Lill bad credit, Cash flow, Credit score, Debt, investments, Lending, loans, micro lenders, non profits, repayments

If you have an idea for a small business, then there shouldn’t be anything to stop you from getting it

Money

The role of guarantees in funding a business

August 9, 2017February 1, 2018 Dominic Lill Business advice, colleague, Contract, credit control, finances, friend, Funding, guarantee, guarantors, Lending, loan, loans, obligations, Payment, repayments, risk, Security, third party

There are various business funding options that require the borrower to have guarantees in place. This involves a third-party agreeing

Money

How will your business benefit from making tax digital?

July 27, 2017April 29, 2020 Dominic Lill accountants, digital, HMRC, information, plan, repayments, self-assessment, self-employed, Tax

There has been talk and a gradual move towards making tax digital for both individuals and businesses over the last

Money

A guide to development finance

June 16, 2017October 28, 2020 Dominic Lill interest rates, Investment, lenders, loans, mortgage, properties, Property, refurbishments, renovations, repayments

Development finance refers to borrowing money short-term for the purpose of developing a property, specifically for renovations and refurbishments. It

Terminated: Schwarzenegger to front PPI campaign amid legal action

June 12, 2017 Dominic Lill Advertising, Arnold Scwarzenegger, Banks, campaign, claims, compensation, Credit cards, deadline, FCA, loans, mortgages, Payment Protection Insurance, PPI, repayments, ruling, spokesperson, UK

The Financial Conduct Authority is working flat out with leading advertising agencies in the UK to launch a massive advertising

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