Top 3 cars to purchase on finance

Choosing a car can present a myriad of problems – What make do I go for?; what are my needs?; how do I pay for it? Thankfully, we’ve taken a look at some of the best options for the latter, and selected our three best cars to buy on finance.


Our top three are competitively priced, so are a great option if you’re looking for a reliable and well-built car that falls within your budget. If you’re considering getting a car on finance, make sure you check out the car finance calculator to see how much you could borrow.

Fiat Panda Discover - Cancan Red
Fiat Panda Discover – Cancan Red

Fiat Panda Hatchback

The Panda is a funky city car, which has some competitive leasing prices and very low running costs. Carbuyer describes the Panda as being ‘an upbeat car with a practical interior and an economical range of petrol and diesel engines’. It’s also the only city car that offers a 4×4 version too. It’s a fantastic little car to drive through town, easily absorbing road imperfections, and making parking delightfully easy with its light steering. However, it does struggle a little bit during long motorway trips, so probably isn’t for the long commute. The interior decor is just as funky as the outside, and the cabin is nice and airy. There’s loads of headroom too, due to the Panda’s tall body. All the materials are good quality, and the large centre console and raised driving position offer some great visibility for the driver. Adjustment is also available for the wheel and the seat, so you can be sure to get comfortable. The only downsides are that legroom is a bit cramped in the backseats, and it could come with some better standard tech.

Hyundai i10
The Hyundai i10 (models not included)

Hyundai i10 Hatchback

Just like the Fiat Panda, the i10 is a cheap car finance option. It gives motorists a fun and enjoyable drive, with a bit more road grip than the Panda offers. The i10 would also make for a brilliant business car, due to its small and efficient engines, which are cheap to run, tax and insure. And even though the suspension is on the stiff side, the electric assisted steering is accurate and quick to respond. Inside, the cabin is spacious and comfortable, and the high driving position makes it a breeze to manoeuvre and park. The overall atmosphere of the cabin is quiet and relaxing, with every material well built, including the smartly designed dashboard. There’s even an option to choose different coloured finishes for the dashboard, which adds some character to the interior. There’s a decent amount of space in the i10 too, with a good sized boot to match, so space shouldn’t be an issue.

Peugeot 208 hatchback
The Peugeot 208 hatchback

Peugeot 208 Hatchback

Although slightly more expensive than the Panda and i10, the 208 is still a great car finance choice. It’s a highly stylish car with some impressive fuel economy and low emissions. Even Parkers remarks that the 208 is ‘smart, efficient and practical’. The steering is light and responsive, yet can still handle itself even at high speeds. Suspension is a bit stiff, so it may struggle when taken on overly bumpy roads. Moving into the high quality cabin, the chic and classy style has been continued. All of the materials are plush, and the touchscreen is incredibly sophisticated. There’s a decent amount of space all round, especially up front for the driver, although the headroom is a bit tight. The boot is a good size and shape, and the 208 comes generously equipped as standard, with the entry level including: remote locking, a CD player and cruise control. If you’re looking for extras such as: air conditioning, Bluetooth and the infotainment screen, you’ll have to opt for a higher spec model.